Down Payment Assistance Programs still available

Here are a few of the numerous FHA Down Payment Assistance programs that are still available:

California Down Payment Assistance Program (CHDAP) - http://www.calhfa.ca.gov/homeownership/programs/chdap.htm
provides for a 3% silent 2^nd behind FHA 1^st, first time home buyers or borrowers who have not owned a home in the last three years.

California Housing Finance Agenty (CHAFA) - http://www.calhfa.ca.gov/homebuyer/
provides for a 3% silent 2nd behind an FHA 1st, first time home buyers or borrowers who have not owned a home in the last three years, payments deferred on loan until property is refinanced, paid in full, or sold, low-income borrowers only.

Access 2000 Loan Program -
provides a 2nd mortage in the amount of 6% sales price to cover the 3% down payment and FHA costs (103% total financing available), not required to be a first time home buyer, available in CA & NV.

Neighborhood Gold -
not limited to first time home buyers, provides free Involuntary Unemployment Mortgage Insurance for the first year, 1% fee for the use of the program.

Nehemiah - Discontinued as of 9/25/08