SHORT SALES SEMINAR

Wednesday, January 23, 2008

6:30pm - 8:00pm

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• Stoppages Due to Roots
• Improper Installation
• Lack of Maintenance

 

Don’t let all that news and gossip about the foreclosure rates and the subprime lending mess distract you from doing what you do best.

Instead, focus on these 7 reasons to be Optimistic in today’s changing market.

1. Lower prices - enable more first-time buyers to purchase.
2. Less Salespeople = less competition
3. New Home Builders need us now.
4. Sellers are willing to pay more to list their homes.
5. Great Investment opportunities in foreclosure properties.
6. More FSBO and expired listings.
7. Now people realize they need to deal with professionals who are dedicated and knowledgeable. People are very likely now to "Give" a listing or sale to a friend or family member.

Farmers is dedicated to being the right choice for auto insurance, home (homeowners and renters), home warranty, life insurance, health insurance, business insurance, umbrellas, boat and recreational vehicle insurance, and a whole lot more.

As your personal, local Farmers agent, you have my commitment that I’ll help you develop the coverage that’s right for your life - at a price that’s great value for your insurance dollar. No insurance company offers more discounts than we do, and our industry-leading HelpPoint® claims service means you can count on us to be there when you need us.

Anytime, day or night, just one call to (800) 435-7764 will help you restore your world to order - fast!

Give me a call or stop by, and I’ll give you more information on all the many products and discounts my Farmers agency offers, whether it’s auto insurance, homeowners insurance, life insurance or something more specialized.

Using our in-house insurance service will have instant benefit and reward for you and your clients. We are conveniently located in the back of the building. Call me at any time at 916-549-6563 if you have any insurance related questions, either you buy it or not, I can guarantee YOU fast and helpful service.

Best regards,

Jay Ristic

Ristic insurance agency and financial services

7412 Elsie Ave. Sacramento CA 95828

Cell : 916-549-6563

Web site: www.risticinsuranceagency.com

Hello Elite Agents,

Rico Rivera here and I just wanted to let you know that I am putting on a Special "Lunch & Learn" training for Elite Agents next week on Tuesday January 15th, 2008 at 12:00pm at the New SuperCenter Office.

The training will last approximately 1 hour and here are just a few of the topics I will be covering:

- RED Flags pertaining to home warranty plans and what you should be aware of

- What makes Old Republic’s home warranty plans unique compared to all the other plans out there.

- How you can save time and $$$ using Old Republic Home Protection.

Please let me know if you are attending by responding to this post so I can prepare enough food/beverages and training materials to accommodate everyone.

I look forward to seeing you all next week.

Regards,

Rico Rivera
916.254.8448
ricor@orhp.com
Old Republic Home Protection.

If its not one thing its another!  Soft market, declining market, whatever you call it, most lenders are no longer giving you the 100% financing you need for your purchase borrowers!  If you have a first time homebuyer who can qualify for the MANY Down Pymnt Asst Programs out there, then you have your 100% financing and up to an additional 6% Financing Concession is allowed!  These DAP programs go behind Countrywides House America Conventional Programs!  Contact me for more information!

KIMBERLY TUTTLE-ACCOUNT EXECUTIVE

916-367-2716

Kimberly_Tuttle@Countrywide.com