November 29, 2007
I need a Head Count Please
On Wednesday, December 12, 2007 Richmond American Homes is hosting a special luncheon at their sales office located between Calvine/Franklin for our company. I need to get a head count so enough food and beverages is ordered for everyone.
The luncheon will take place at 12:00pm and last til whenever… We will hang out at the office, get to know the sales reps and tour some of their model homes.
Let me know if you would like to attend by posting a comment on our site.
I’d like to thank Denise Chau and Truyen Do for putting this together.
Regards,
Chris Ha
Menu:
Assorted Finger Sandwiches
Roast Beef, Roast Turkey, Ham, Vegetarian
Individual Thai Noodle Salad in Turtle Boxes
Cheese Display
Imported and Domestic Served w/Crackers, Crostini, Dried fruits and Nuts
Tuscan Tapanades
Choice of Three: Artichoke Caper, Sun-Dried Tomato, Olive & Almond, Caramelized Onion, Shaft Bleu Cheese w/Pecans, Sweet Kalamata Olive, Pesto & Hummus/Housemade Crostini
Piatto Dolci
Assorted bite-sized sweets: Lemon bars, brownies, cheesecake, cream puffs & pastry chef’s selection
Filed under Elite News & Updates by Elite Realty Services
November 27, 2007
The Office Move..
Hello Everyone,
Great News! We will be moving the 8011 Elsie office to the SuperCenter located at 7412 Elsie Ave. If you have any personal belongings in your office or desk, please pack them up and take them with you by the end of business day Friday, November 30th, 2007. The movers will only be moving office equipment.
Our phone system will be transferred on Monday December 3rd 2007. Please have any of your incoming calls go to your cell phone during this time. If you have incoming faxes, please have them faxed to: 916.209.7086
Let me know if you have any questions.
Best Regards,
Chris Ha
Filed under Elite News & Updates by Elite Realty Services
November 26, 2007
Real Estate Training Class 11-26-2007
Real Estate Training Class
Monday, November 26, 2007
Counter Offers and Addendums
6:30pm - 8:00pm
The SuperCenter
7412 Elsie Ave
Sacramento, CA 95828
Filed under Elite News & Updates, Training by Elite Realty Services
November 19, 2007
Holiday Marketing Piece
Hi,
Sorry for the delay in getting this out– had some research to do and all those dates and numbers were running together!
If you want one customized for you, I have a resource that will add your information and your photo if you like, for $10.00 and send it to you in a PDF file ready to print.
Hope you have a wonderful Thanksgiving holiday!
Julie
Filed under Elite News & Updates, Marketing, Title & Escrow by Elite Realty Services
November 18, 2007
Purchase Contract Class #2
Purchase Contract Class #2 resumes Monday, November 19th, 2007
Class will be held at:
7412 Elsie Ave
Sacramento, CA 95828
6:30pm - 8:30pm
Filed under Elite News & Updates, Training by Elite Realty Services
November 16, 2007
Rates today are mixed; improved on 30 yr fixed
Good Morning,
Treasury prices are mixed today on a surprise drop in industrial production. The Federal Reserve reported that industrial production unexpectedly fell 0.5 percent in October, marking the measure’s biggest drop in nine months. Rates today are mixed; improved on 30 yr fixed.
——————————-
VA Loan amounts Increase - Nov 19th
Below is a preview of the program:
Ginnie Mae recently announced that it would no longer limit loan amounts to the one-unit conforming loan limits on mortgages guaranteed by the Department of Veterans Affairs (VA). Current limits are $417,000 ($625,500 in Alaska and Hawaii).
To support this initiative, Wells Fargo Home Mortgage will allow VA loans up to $700,000. Exceptions for higher loan amounts (up to $1.5 million) will be considered on a case-by-case basis.
The following details apply to all loans submitted for amounts greater than the one-unit conforming loan limits:
· Only with 30-year fixed-rate mortgages (purchase or refinance) are allowed.
· A price adjuster will apply because of the delivery requirements for nonconforming loan amounts.
· The borrower’s cash down payment plus the guaranty must be greater than or equal to 25% of the purchase price, or Notice of Value, whichever is less.
· Must be submitted with the VA Maximum Loan Amount Worksheet (attached) to ensure that all requirements are met.
· May not be combined with secondary financing.
Note: The veteran’s maximum guaranty amount is not changing.
Additional info is available on the VA website: http://www.homeloans.va.gov/ls.htm
Scott L. Alfstad
Account Executive
Wells Fargo Wholesale Lending
1401 Willow Pass Road, 3rd Floor
Concord, CA 94520
Cell: 916-276-3232
Scott.L.Alfstad@wellsfargo.com
Visit us at www.brokersfirst.com
Filed under Lending by Elite Realty Services
November 14, 2007
Too Good to be True??
Hey Guys! Rico Rivera here. You’ve Asked for More Coverage We’ve Delivered. Now order Platinum Plus Coverage from Old Republic Home Protection and receive an Industry First. This will help with REO properties, foreclosures and all other types of sales. For Example:
Lack of Maintenance-Even if the Home Inspection said it needed to be clean prior to the close of escrow. No more paying for your A/C to be maintained regularly. ORHP will not deny a claim base on Lack of Maintenance.
Mismatch System/ Improper Previous repair or Install.We will not deny an HVAC system. Even if it happened prior to the New Buyer moving in.
Water heater sedimentcovered with basic coverage
Un-know pre-existing conditions Like a crack in the heat exchanger on your heater. Slab leak or REO that haven’t had a home inspection or the inspector missed something and it was un-know to all parties.
Haul away/ Disposalof any system or appliance replace by Old Republic. Home Owner will no longer have to pay a fee for this.
Permits-We will pay $250.00 per occurrence if a permit needs to be pulled when an item is being replaced. This is always the case on HVAC systems and Water Heater Replacements.
Crane-If a crane is needed to remove an A/C or Package Unit on the roof ORHP will pay for that cost. No Limit.
Stoppages cause by Roots- we will clear the drain line. Also if a clean out needs to be installed we will pay up to $250.00 to install a clean out or Hydro jet the drain lines.
Sediment built up on Toilets-We will replace the toilet like for like if it has sediment built up/ calcium and the toilet does not flush properly. Even if the toilet is not leaking.
Remember to ask for Platinum Plus Coverage on your next Real Estate Transaction for only $445.00 Includes Basic what everyone is use to for $330.00 plus all of the above coverage. Feel free to call me at any time I am only a phone call away. 916-254-8448
Call or email me today.
Rico Rivera
Account Executive
Old Republic Home Protection
800-445-6999 ext 1280
916-254-8448 Cell
"We’re People Helping People"
Order Platinum Plus Coverage today!
Ensure YOUR transactions close with the most comprehensive coverage in the industry and
create"Raving Fans" who would be happy to refer you to a friend!
Filed under Elite News & Updates, Home Warranty by Rico Rivera
The SAR Health Plans have HSA plans from Kaiser and Western Health Advantage
Health Savings Accounts (HSA) are becoming more and more popular because of the need to keep rising medical costs down. This is the third year that the Association is offering them as one of their options. This year we added HSA options with Kaiser and Western Health Advantage. These plans have become more competitively priced and can be a viable option for the members to reduce monthly premium and set up a “savings vehicle” for future medical needs. During the open enrollment month of November 1st to November 30th, SAR members will be eligible to enroll in the HSA plan with Kaiser or Western Health Advantage to be effective December 1, 2007. Please contact Ames Grenz Insurance for more details about this plan design.
November is Open Enrollment month for all Kaiser and Western Health Advantage SAR Plans. If you are an existing SAR member on one of the plans, you are eligible to enroll in any of the Kaiser or Western Health Advantage plans, make changes to your plan or add a dependent during the month of November. These changes will be effective December 1, 2007.
If you are currently a member of SAR, new or existing, and have not taken advantage of the opportunity to enroll in one of these plans, this is the month to join one of these benefit plans. All of the Western Health Advantage and Kaiser plans are guaranteed issue in the month of November. You can enroll in these plans to be eligible for a December 1, 2007 effective date.
The association also offers three dental plans. Premier Access Dental is offering low, middle and high option plans that allow members to choose from nearly any premium level. The low option plan keeps the members’ out of pocket costs to a minimum with copays for some procedures. The middle option plan combines the low option plan with the ability to see dentists that are in Premier Access’ expansive PPO network. The high option plan combines the low and middle option plans with the ability to go to any dentist in or out of the network.
Medical Eye Services administers the vision plan offered by the association. For very little premium, you can get frames, lenses, contacts and vision exams covered for a small copay.
The billing administrator, American River Benefit Administrators, is now accepting automatic withdrawals directly from your checking account. The Ames-Grenz staff will be available to answer any of your questions concerning Open Enrollment month. Please contact us at 916-486-2900 or email arba@amesgrenz.com.
Sincerely,
Rob Ford
President
Ames Grenz Insurance Services
916-486-2900 (phone)
916-486-4936 (fax)
Lic. # 0C88047
Filed under Elite News & Updates by Elite Realty Services
November 6, 2007
Excellent New Loan Programs from COUNTRYWIDE WHOLESALE
Hi out there! Yes, Countrywide is still alive a kicking! We are a leader in the conforming market and nonconforming 700+ficos with ltvs 90% or below. Check out some of our popular products below and let me know how I can help you close your loans!
FIRST TIME HOMEBUYERS: HOUSE AMERICA, MY COMMUNITY PROGRAMS
***Nontraditional Credit can be used-no fico score, no problem!!
***100% financing!
***Low Mortg Insurace rate for ficos 660 and above
***Full Doc up to conforming limits only
SISA 95% FINANCING UNDER OUR FAST AND EASY PROGRAM
***680 FICO MIN
***LENDER PAID MORTG INSUR OR BORROWER PAID
***PURCHASE OR RATE AND TERM ONLY
KIMBERLY TUTTLE
Account Executive/Wholesale
**THE DIFFERENCE BETWEEN ORDINARY & EXTRAORDINARY IS THAT LITTLE EXTRA!
Branch 925
(916) 367-2716 Cell
Fax (877)538-6810
November 5, 2007
Real Estate - “Survivor” or The Amazing Race!
REV UP YOUR MARKETING EFFORTS 
. I have been in Sales and Marketing for a number of years ( kind of like my birthdays, not really counting! ) and have many resources and ideas to help you spend your marketing dollars wiser. Chicago Title also offers online tools and services that you may not be receiving from other title companies, or even be aware of their existence. Please call for your specialized marketing appointment - I can work with any budget!!
Julie Williams, Chicago Title
Business Development
williamsjul@ctt.com
916-223-2347 cell
Filed under Marketing, Title & Escrow by Julie
